C O N T E N T S

The President's Message Welcome new members August ~ October 2004 Afro-Asian Entrepreneurs Program (AAEP) Tea talk on “Lending of Banking Facilities to SMI Companies” KAIZEN Seminar Japanese Language Orientation for Lions Clubs Youth Exchange Members A day trip to Forest Research Institute Malaysia (FRIM) Hippo Homestay Program in Japan A Homestay to Cherish

Tea talk on “Lending of Banking Facilities to SMI Companies”
on 21st August 2004 at PAAM office. The talk was presented by Ms. Angeline Ng.
PAAM members participating in the tea-talk	En. Aziz presenting souvenirs to Ms. Ng as a token of appreciation.

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